Most people are closer to owning a home than they realize. In one free hour, Ana Chirino, a Tampa broker with 24 years in real estate, shows you exactly how, even if you think you can't yet.
You don't need perfect credit or a pile of cash to buy your first home. Most people are closer than they think. They just never had someone show them the real path. In this free one-hour class, Ana Chirino will walk you through it step by step.
Where your credit really stands, and the down-payment-assistance programs in your county and city that most buyers never hear about, so you can qualify and see the help that's out there for you.
Exactly what documents you need and how to get started on your financing, because getting qualified is the first step, before you ever look at a single property.
How they read your credit, income, debt, and savings, and how we handle the real situations that stop people: self-employed, past credit issues, owed taxes, or little to nothing saved.
From getting qualified to touring homes, making and negotiating offers, going under contract, the inspection, the appraisal, the financing contingencies, all the way to the closing table and the keys in your hand.
For 24 years, Ana Chirino has sat across from families who were told they'd never own a home. She's seen what happens when that changes: the moment they hold the keys to their own front door, the stability it brings, the legacy it starts for their kids. Too many people rent for life, not because they can't buy, but because no one ever showed them how. That's why this class is free. Everyone deserves a real shot at owning something that's theirs and building something that lasts.
Broker and founder of Chirino Real Estate, with 24 years in real estate and 14 years as a mortgage loan officer, a lender of both traditional and investor loan products. For over two decades she has guided first-time buyers through the entire journey to homeownership, while building her own portfolio fixing, flipping, and developing new construction across Tampa Bay, and representing investors from short-term Airbnb rentals to buy-and-hold and wholesale. With lending, title, credit, and sales under one roof, she turns real estate confusion into a clear plan.
Free, with no pressure and no obligation. Come learn, ask your questions, and leave with a clear next step.
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